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CoverGo Distribution

The next-gen, no-code, AI-powered insurance platform.

Up your distribution game.

Trusted by leading insurance companies globally

The ultimate platform for omnichannel insurance distribution.

CoverGo Distribution is a no-code, API-driven platform that empowers insurers to launch and manage digital insurance products across any channel. With advanced modular architecture and seamless integrations, it supports embedded insurance, bancassurance, agent portals, and direct-to-consumer journeys.

The result: faster time-to-market, streamlined operations, and scalable omnichannel distribution—without the need for complex development.

Rocket-launch your insurance. Up to 10x faster.

With CoverGo Distribution, you can launch your insurance products in just 1 day without replacing your current system. Seamlessly connect to any system and distribute life, health, and P&C products across any channel—direct, agent, broker, bancassurance, embedded insurance, and affinity partnerships. Grow your business and create a digital insurance ecosystem the AI and no-code way!

No-code.

Build any product with our intuitive no-code tech and unlock revenue opportunities.

AI-powered.

Automate your processes and digital workflows with AI technology, allowing you and your partners to focus on sales rather than data entry.

Next-gen UX/UI.

Supercharge your user experience. Let your customers and partners manage policies easily with our modern portals, using next-gen UX/UI.

Open insurance APIs.

Easy integrations with any legacy and third-party systems to enable seamless ecosystem and processing.

For all lines.

The one and only distribution platform supporting health, life, and P&C product lines.

Life

Term life, whole life. group life, unit linked (coming soon) & others

Health

Individual health, group health, employee benefits, Ccritical illness, HMO & others

P&C

Commercial: property, casualty, marine, liability, others

Consumer: motor, travel, personal accident & others

covergo axa people stock quote

As digital transformation has become a prevalent market trend, we are thrilled to collaborate with CoverGo to bolster our digitalisation endeavours. By utilising the digital distribution platform, we can enhance our capabilities and achieve a faster time-to-market, resulting in added value for our business.

Kenneth Lai, Chief Insurance Officer of AXA Thailand General Insurance

Tailored for you: insurers, brokers & beyond

Our platform is tailored to meet your specific needs - whether you’re an insurer, MGA, broker, reinsurer, affinity partner or bank.

Insurers

Digitize processes from quote to issuance and renewals with our digital distribution platform built on top of your legacy core. Start selling any product digitally via any channel without replacing your existing core system. With cutting-edge AI and intuitive no-code tech, boost conversions and grow revenue.

Brokers & MGAs

Deliver your products to your agents and brokers for a streamlined distribution. CoverGo’s agent portal makes it easier for agents, brokers and internal teams to collaborate on quotes, proposals, policies, and more.

Bancassurance distribution

Integrate your products into the workflows to enable a digital bancassurance distribution use cases and experience.

Embedded insurance

Easily embed your products in the shopping experience of your potential customers with our full suite of our 1000+ out-of-the-box insurance APIs that can be integrated with marketplaces or other platforms.

Affinity partnerships

Our UI schemas and APIs make it easy to distribute your product through your affinity partner’s channels while maintaining their brand appearance.

Reinsurers

Enable your insurance partner with a modern technology beyond reinsurance capacity to create a differentiated offering.

Across any channel

Our flexible platform enables you to distribute your products through any channel – direct, agent, broker, bancassurance, embedded insurance and affinity channels – all tailored to meet your specific needs.

Direct distribution

Sell your products directly and provide online distribution experience to your customers.

Broker/agent distribution

Deliver your products to your agents and brokers for a streamlined distribution. CoverGo’s agent portal makes it easier for agents, brokers and internal teams to collaborate on quotes, proposals, policies, and more.

Bancassurance distribution

Integrate your products into the workflows to enable a digital bancassurance distribution use cases and experience.

Embedded insurance

Easily embed your products in the shopping experience of your potential customers with our full suite of our 1000+ out-of-the-box insurance APIs that can be integrated with marketplaces or other platforms.

Affinity partnerships

Our UI schemas and APIs make it easy to distribute your product through your affinity partner’s channels while maintaining their brand appearance.

Redefining efficiency, productivity, and user experience.

Features.

AI Assistant

Generative AI assistant that helps users with particular tasks, ranging from product building to quoting requests.

AI-driven workflows

Empower your brokers and agents with AI-driven workflows, allowing them to focus on sales and not data entry.

Automation & recommendations

Get the right products recommended to clients based on your rules and needs analysis.

Full quote-bind-issue experience

Instant pricing, underwriting, payment, manual & straight-through processing for policy issuance.

Digital forms & e-application

Digitization of all paper forms for all lines of businesses & e-application tools.

Automated API generation

Products built on CoverGo automatically generate API keys for a seamless and quick digital distribution experience.

UI schemas

Data models from your product automatically generate UI schemas that distribute your product without disruption.

Custom UI

You can build your own custom front-end portals and/or embed CoverGo products in your existing websites and other channels.

Transforming insurance is complex, we get it.

With a team of experts boasting over 500 years of combined experience in insurtech and insurance enterprise software, we are catered to serve as your dedicated technology partner. Our expertise is truly global, with a team of over 140 experts representing 35 nationalities and clients utilizing CoverGo across Asia, EMEA, and the Americas.

A selection of our distribution case studies.

This collaboration is a pivotal strategy for AXA. It helps streamline and expedite the coordination process with hospitals, significantly reducing the time required to handle various documents for quicker and higher-quality treatment for individuals in need.

Claude Seigne, the CEO of AXA Thailand General Insurance

Fubon Life Hong Kong is glad to appoint CoverGo which is instrumental to our successful launch of the e-Channel. It has proven expertise in developing online insurance platform to help enhance customer experience and gain a competitive advantage.

Jerry Chou, CEO of Fubon Life Hong Kong

Seamless experiences are central to our mission to support the health, safety and security of our globally mobile customers, and CoverGo’s user-friendly, streamlined platform is a key component toward providing our valued customers sophisticated solutions via a simplified user experience.

Brett Estep, EVP COO of Insured Nomads

What the market is saying.

covergo techcombank people stock quote

For an individual insurer, the technology for distribution could increase revenues by 15% to 20% and reduce costs by 5% to 15%.

- Bain & Company, Apr 2024 , (It’s for Real: Generative AI Takes Hold in Insurance Distribution)

Want to know how we can help your business?

CoverGo launches next-gen AI-powered health claims management platform

Learn more