Insurance of Tomorrow

Providing cutting-edge technology to the insurance industry

CoverGo - leading provider of insurance technology

We provide insurance enterprise software solutions to insurers, MGAs, bancassurance and brokers in Asia and beyond.

Launch new products

Configure and launch any type of insurance within 1-2 weeks

Increase productivity

Transform digitally, reduce admin cost and automate all insurance processes

Grow your business

Reach new and existing customers with our omni-channel distribution tools

Improve customer experience

Increase customer engagement and deliver a first-class experience

CoverGo’s end-to-end Insurance-in-a-Box Platform

CoverGo is the first fully configurable, modular, no-code, core insurance platform for omni-channel distribution, policy admin and claims powered by 400+ open insurance APIs

Cutting-edge backend & open APIs

End-to-end solution for digitization and automation of all insurance processes

  • Agile product setup via modern APIs incl. instant quoting, application, underwriting, payment, policy issuance and claims
  • Minimal cost and time-to-market (within days / weeks)
  • Deployment on any cloud and on-premises thanks to Kubernetes technology and integration with legacy systems
  • Seamless plug & play integration with any platform partner channel at the relevant customer touchpoints
  • Analytics and insights into customers’ actions

Learn more about this solution at CoverAPI

Configurable core insurance system

Full-fledged core admin system for all lines of insurance

  • Fully configurable admin platform for all lines of business
  • Management of customers, policies, quotes, products, commissions, claims, billing, reporting and more
  • Automated renewal notifications and payment reminders
  • Fine grained authorization and user groups with unlimited user group tree
  • Auto-calculation of multiple levels of commission for agents, brokers and affinity partners
  • Agent and broker view to quote and bind policies

White-label frontend for omni-channel distribution

Websites for distribution partners and their customers to quote and buy products

  • Modern frontend and customer journeys with exceptional end-to-end user experience
  • Any type of layout including single insurer and comparison
  • Fully configurable journeys and workflows frontend using our no-code CMS
  • Robust framework optimised for mobile, tablet and desktop devices
  • Real-time insights into customers’ actions
  • Online payment options to collect premiums

Digital forms & e-applications

Digitization of insurance paper forms for all lines of business

  • Each form converted in the correct format of the insurer
  • Data validation and auto-underwriting
  • Integrated needs analysis and insurance robo-advisor to automatically recommend the right products
  • Auto-population of data from uploaded ID cards and other documents
  • Digital signature and forms tracking with real-time status
  • Configurable rules and PDF mapping tools
  • Data analytics and reporting to analyse completed forms per advisor and client

Client portal & insights

White-label digital insurance folder for your customers

  • Single portfolio overview and consolidation of policies for end-customers
  • Automated reminders and renewal notifications
  • Instant access to policies
  • Analysis of financial needs and coverage gaps
  • Updates, offers and messages
  • Cross-selling of other products that customers don’t have

Why work with the CoverGo team

Tech and insurance experts

Our team offers a unique combination of insurance and IT expertise with over 100 years of combined experience in tech, fintech and insurance

Clients love us

From brokers and MGAs to multinational insurers and bancassurance, we deliver a superior experience and measurable results to our clients

Latest technology

Our award-winning platform is fully modular, based on a cutting-edge microservices architecture, Kubernetes, multi-tenant and multi-cloud hosting

Trusted by institutions

We are supported by government programmes and leading institutional partners to deliver our solutions

Awards and recognition

We have been consistently recognized as the fintech and insurtech market leader in the region

Bank-grade security

We adopt banking-grade security including 256-bit encryption, SSL encryption and token-based authentication and authorization

Become our delivery partner

CoverGo enables consulting companies and other partners to become resellers and system integrators and deliver state-of-the-art insurance technology to their corporate clients

Full support

Delivery partners can make use of our support, training and implementation services

Autonomous delivery

Partners can also integrate our technology and manage projects autonomously

Global reach

Our technology solutions are fully designed for the global insurance market

Please contact us for further details

Insurtech and fintech market leader

HKICT Fintech Grand Award 2019 & Gold Award in Banking, Insurance & Capital Markets 2019

The official Hong Kong government fintech award. CoverGo was recognized as the best fintech solution in the market across all categories. Previous winners included HSBC Pay Me (2018), FWD (2017) and Bank of East Asia Digital Branch (2016).

Grand Prize at the Financial Innovation Business Conference (FIBC) 2019

FIBC is the longest established FinTech Conference in Japan. CoverGo was recognized as a fintech and insurtech market leader in the region

The Most Innovative Insurance Technology Service Provider 2019

International Finance Awards recognize technology and industry leadership and capability on an international scale. CoverGo was recognized as the insurance technology market leader in providing the most innovative solutions

A demo is worth a thousand words.

Let us show you how we have helped other companies like yours.

Please fill out the form and we will get back to you as soon as possible. We look forward to hearing from you.

Request Demo

Welcome to the new era of insurance

Insurance industry faces increasing pressure on all fronts. Insurance companies and intermediaries are disrupted by changing customer behaviour, new technologies and new distribution and business models. With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time for digital insurance products that can fulfill the demands of online customers to be fast, straightforward and accessible.


Head Office

Unit 603, 6/F, Tower 1, Admiralty Centre
18 Harcourt Road, Admiralty, Hong Kong